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Learn to Save money Christmas shopping!
SAVE MONEY CHRISTMAS SHOPPING
Save money Christmas shopping.
Do you want to learn how to save money Christmas shopping? I’m sure everyone has gathered, by taking a stroll through any store ANY WHERE, the holiday season is upon us. It is the time of year you need to know how to save money Christmas shopping. If not, it could end up costing you. If you’re like me and my mom, we absolutely love giving people gifts. It makes us feel good and boy is it amazing to see the joy on the recipients face when they get your gift. Coming up with creative ways to save money Christmas shopping can be a gift saver for those of us on a budget.
Just because you’re on a budget doesn’t mean you can’t still give gifts to everyone you want. Here are just 11 creative ways to save money Christmas shopping this year!
1. Plan ahead
Before you ever step foot in a store, decide who you’re going to buy gifts for! Also, be sure to predetermine how much you want to spend on each gift and/or each person. This can help keep your bank account honest. Plus you can use it as a checklist to see who you’ve already gotten gifts for! You’ll be able to save money Christmas shopping with ease if you start your year with this first step!
Ebates is awesome! You can use ebates to get cash back on almost everything you buy for Christmas this year. They work with big brands like Amazon, Kohl’s, Walmart, and Nike. They even offer cash back for purchases made with Groupon, Sephora, and GNC. One of the best parts about it, you don’t have to pay anything for it! It is also super easy to use and very convenient! Trust me, I already know what you’re thinking “it sounds to good to be true”, but it really is. Ebates makes money for referring you to whoever it is you’re buying from. Then they pass an amount of the profit they receive, for that referral, back to you. Feel free to sign up so you can start earning some cash back for shopping online as you normally would.
3. Follow favorite retailers on social media
A lot of people may not know that if you follow some of your favorite retailers on their social media pages, they have specials and sales listed there! If you spend a lot of time looking through your social media feeds, this can be a great way to stay up-to-date on the sales around the holidays and help you save money Christmas shopping.
4. Cash back from Credit cards
Now, I want to go ahead and toss out a disclaimer before you read further! Don’t use credit cards for Christmas shopping if you don’t already have the money to spend. To implement this idea, you need to be sure you’re only making purchases you can already pay off. Most credit cards offer some type of cash back or mileage rewards for purchases made. You can use this to put some of the money you spend BACK into your pocket. Just make your purchases with your credit card then immediately pay the balance off. This will prevent you from earning interest on the purchases while giving you money back. You can also go the route of earning reward miles, and pay for some of your travel expenses with those miles. If you plan on traveling for the holidays you can also read up on how to save money while traveling.
5. Give as a group
Every year a group of friends and I get together and play Dirty Santa. It’s a really fun way to save money and spend time with your friends. We use this as a way for everybody in our “circle” to give each other gifts without each person having to individually buy a gift for everyone.
6. Don’t buy yourself anything
I struggle with this one the most for sure. Every year people ask me what I would like for Christmas. As I start to think about some of the things I want, I just go out and buy them for myself. This not only causes you to spend more during the holidays, but you also make it so much more difficult for your loved ones to get you something you would like. Just be patient and wait till after the holidays to get some of those things you’ve had your eyes on.
7. Discounts from credit card signups
This can be a slippery slope as with anything that deals with borrowing money, but I’m sure you’ve been at the counter buying something from the store when the cashier asks “would you like to save money on your purchase by signing up for an (insert store) card today?”. I pretty much always ignore this portion of my transaction because i’m too busy fiddling with my wallet, but this can be a great way to save some money on your purchases. Just be sure you pay off the balance immediately because once again, you don’t want to be charged interest. The interest on the credit cards will more than likely wipe away most if not all of the money you saved if you don’t take care of it quickly.
8. Yard sales
These can be a treasure trove if you can be in the right place at the right time. Ever heard the expression “one man’s trash is another man’s treasure”? That applies to yard sales. You can literally find almost anything at a yard sale and normally for wayyyy less than you would have found it at a store.
9. Homemade gifts
With homemade gifts you can not only save money but also have fun doing it. There is something special about receiving a gift from someone who took the time and the effort to make it. I know my parents still have and use the Christmas decorations I made when I was really little. Those types of things hold special meanings and are normally pretty inexpensive to make!
10. Shop out of season
Waiting till the last minute to get your Christmas shopping done can not only be stressful, it can also cost you more money. If you know who you’re going to be getting gifts for at the end of the year, it is never too early to start stashing away gifts. As you go through the year there will undoubtedly be sales in many of your favorite stores. Why wait till the last minute to get that gift when you can capitalize on sales throughout the year??
11. Coupon book for services
One of my favorite gifts to give our “coupon books”. You can make a little book full of different tasks you can do for the recipient of the book. Things such as, give a back rub, mow the lawn, clean the gutter, and do the laundry. This allows the person to have a gift that just keeps on giving and at little expense to you!
Remember to sign up for Ebates to help earn a little bit of extra money on your purchases this year. It’s worth every penny!