11 CREATIVE WAYS TO SAVE MONEY CHRISTMAS SHOPPING

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Learn to Save money Christmas shopping!

SAVE MONEY CHRISTMAS SHOPPING

Save money Christmas shopping. 

Do you want to learn how to save money Christmas shopping? I’m sure everyone has gathered, by taking a stroll through any store ANY WHERE, the holiday season is upon us. It is the time of year you need to know how to save money Christmas shopping. If not, it could end up costing you. If you’re like me and my mom, we absolutely love giving people gifts. It makes us feel good and boy is it amazing to see the joy on the recipients face when they get your gift. Coming up with creative ways to save money Christmas shopping can be a gift saver for those of us on a budget.

 

Just because you’re on a budget doesn’t mean you can’t still give gifts to everyone you want. Here are just 11 creative ways to save money Christmas shopping this year!

 

1. Plan ahead

 

Before you ever step foot in a store, decide who you’re going to buy gifts for! Also, be sure to predetermine how much you want to spend on each gift and/or each person. This can help keep your bank account honest. Plus you can use it as a checklist to see who you’ve already gotten gifts for! You’ll be able to save money Christmas shopping with ease if you start your year with this first step!

 

2. Ebates  

 

Ebates is awesome! You can use ebates to get cash back on almost everything you buy for Christmas this year. They work with big brands like Amazon, Kohl’s, Walmart, and Nike. They even offer cash back for purchases made with Groupon, Sephora,  and GNC. One of the best parts about it, you don’t have to pay anything for it! It is also super easy to use and very convenient! Trust me, I already know what you’re thinking “it sounds to good to be true”, but it really is. Ebates makes money for referring you to whoever it is you’re buying from. Then they pass an amount of the profit they receive, for that referral, back to you. Feel free to sign up so you can start earning some cash back for shopping online as you normally would.

 

3. Follow favorite retailers on social media  

 

A lot of people may not know that if you follow some of your favorite retailers on their social media pages, they have specials and sales listed there! If you spend a lot of time looking through your social media feeds, this can be a great way to stay up-to-date on the sales around the holidays and help you save money Christmas shopping.

 

4. Cash back from Credit cards  

 

Now, I want to go ahead and toss out a disclaimer before you read further! Don’t use credit cards for Christmas shopping if you don’t already have the money to spend. To implement this idea, you need to be sure you’re only making purchases you can already pay off. Most credit cards offer some type of cash back or mileage rewards for purchases made. You can use this to put some of the money you spend BACK into your pocket. Just make your purchases with your credit card then immediately pay the balance off. This will prevent you from earning interest on the purchases while giving you money back. You can also go the route of earning reward miles, and pay for some of your travel expenses with those miles.  If you plan on traveling for the holidays you can also read up on how to save money while traveling.

 

5. Give as a group

 

Every year a group of friends and I get together and play Dirty Santa. It’s a really fun way to save money and spend time with your friends. We use this as a way for everybody in our “circle” to give each other gifts without each person having to individually buy a gift for everyone.

 

6. Don’t buy yourself anything

 

I struggle with this one the most for sure. Every year people ask me what I would like for Christmas. As I start to think about some of the things I want, I just go out and buy them for myself. This not only causes you to spend more during the holidays, but you also make it so much more difficult for your loved ones to get you something you would like. Just be patient and wait till after the holidays to get some of those things you’ve had your eyes on.

 

7. Discounts from credit card signups

 

This can be a slippery slope as with anything that deals with borrowing money, but I’m sure you’ve been at the counter buying something from the store when the cashier asks “would you like to save money on your purchase by signing up for an (insert store) card today?”. I pretty much always ignore this portion of my transaction because i’m too busy fiddling with my wallet, but this can be a great way to save some money on your purchases. Just be sure you pay off the balance immediately because once again, you don’t want to be charged interest. The interest on the credit cards will more than likely wipe away most if not all of the money you saved if you don’t take care of it quickly.

 

8. Yard sales

 

These can be a treasure trove if you can be in the right place at the right time. Ever heard the expression “one man’s trash is another man’s treasure”? That applies to yard sales. You can literally find almost anything at a yard sale and normally for wayyyy less than you would have found it at a store.

 

9. Homemade gifts

 

With homemade gifts you can not only save money but also have fun doing it. There is something special about receiving a gift from someone who took the time and the effort to make it. I know my parents still have and use the Christmas decorations I made when I was really little. Those types of things hold special meanings and are normally pretty inexpensive to make!

 

10. Shop out of season

 

Waiting till the last minute to get your Christmas shopping done can not only be stressful, it can also cost you more money. If you know who you’re going to be getting gifts for at the end of the year, it is never too early to start stashing away gifts. As you go through the year there will undoubtedly be sales in many of your favorite stores. Why wait till the last minute to get that gift when you can capitalize on sales throughout the year??

 

11. Coupon book for services

 

One of my favorite gifts to give our “coupon books”. You can make a little book full of different tasks  you can do for the recipient of the book. Things such as, give a back rub, mow the lawn, clean the gutter, and do the laundry. This allows the person to have a gift that just keeps on giving and at little expense to you!

 

Remember to sign up for Ebates to help earn a little bit of extra money on your purchases this year. It’s worth every penny!Save money Christmas shopping. Don't let expensive gifts be the reason you don't give a gift this year. Check out these creative ways to save this Christmas

 

What are some ways you like to use to save money Christmas shopping?

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By | 2016-11-25T23:20:12+00:00 October 26th, 2016|10 Comments

10 Comments

  1. Kellie - Hooray for Moms November 29, 2016 at 10:55 am - Reply

    Aw the holidays, such an expensive time of year. Thanks for the great tips for saving money!
    #turnituptuesday

    • Ryan Wilkins December 5, 2016 at 5:55 pm - Reply

      You’re so very welcome! It really can be one of the more expensive times of the year but these can help you save money Christmas shopping or really anytime you need to shop for somebody!

  2. Mother of 3 November 29, 2016 at 4:09 pm - Reply

    I try to make a lot of the small gifts myself and I do shop all year long for gifts. If someone gets us a gift card to a store we don’t really like or often shop at I will try to think of someone on our list who might like a gift from there.

    • Ryan Wilkins December 5, 2016 at 5:57 pm - Reply

      wow that’s an awesome idea! I’ve had that happen a time or two. The biggest one I had an issue with growing up was when family from out of state got the gift cards. They would get cards for shops they had in their area. The problem was I didn’t have any of those where I was!

  3. Brandi November 29, 2016 at 9:40 pm - Reply

    What a great list! i can’t wait to try some of these out! #TurnItUpTuesday

    • Ryan Wilkins December 5, 2016 at 5:58 pm - Reply

      Thank you so much! I sure would like to hear how much they help you out in the long run! Feel free to update me on any difference you may notice!!!

  4. Kathleen - Bloggers Lifestyle December 3, 2016 at 8:25 pm - Reply

    Very good ideas to help keep Christmas shopping in control. I do the credit card one all the time. I just have to make sure that I pay it off every month and I get rewards. I just got a $100 fuel voucher.
    Thanks for all the other ideas that will help our readers.
    Kathleen
    Bloggers Pit Stop

    • Ryan Wilkins December 5, 2016 at 6:00 pm - Reply

      Thank you Kathleen!
      Free money is my favorite! It isn’t always a lot but every little bit helps. It’s crazy how much a little here and there add up! I sure hope it does help!

  5. Reuven December 5, 2016 at 9:41 am - Reply

    Terrific post, Ryan. All of your suggestions for saving money while holiday shopping are great but I especially like following favorite brands on social media to catch their deals and giving coupons for services. Creating and giving coupons is wonderful because they’re personalized and, best of all, anyone, no matter their budget, can share them with a little creativity and virtually no expense (beyond pen and paper).

    • Ryan Wilkins December 5, 2016 at 6:05 pm - Reply

      The deals some places offer can be crazy! My girlfriend and I went to Bath and Body Works to look at some candles and they were around $22 for each! We kept an eye out for any deals they may have as Christmas gets closer. You wouldn’t believe it but the weekend after we went to look, they put them on sale for $8 each!!! Had I not followed my own advice, I would have payed an extra $14 per candle! I really do like the coupons. They work really well for things like Valentine’s Day as well! You can get really intimate with them or be very helpful with the use of them. Especially if you know your spouse has really been hounding you on a certain task. They would love to have a “do it now” pass!!

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